Welcome to TMS

Total Merchant Services is a full-service credit card processing company. We specialize in merchant accounts and payment solutions for small businesses. We provide the FREE placements of credit card terminals, which includes counter-top and wireless terminals. A new service agreement is required for our free terminal placement programs.

We also offer point of sale cash register systems, that tracks your inventory, time and attendance for payroll and uploads sales figures into accounting software.

What We Offer

Total Merchant Services offers a comprehensive line of payment solutions for your business:

• Free Credit Card Terminal Placement Program

• Point of Sale System Hardware, including cash register drawer, bar code scanner, computer with monitor

• Gift Cards

• Age Verification System - Bar Code and Magnetic Swipe Reader

• Credit/Debit Card Acceptance

• Electronic Check Scanning & Guarantee

• Internet Payment Gateway (Free Set-up)

• Fraud Fighter - Counterfeit Currency and Detection Systems (Models UV-16)

We service all business types including retail stores, restaurants, hotels, service companies, wireless merchants, mail, telephone or Internet businesses and business to business companies.

We offer cost plus pricing for larger merchants and will guarantee that you'll save money with our service.

Our rate and fee structure is one of the most competitive in the industry.

World-class customer service

Our customer service is designed to make credit card processing easier, more convenient, and more productive for you. With knowledgeable customer service representatives available via telephone 24 hours per day, seven days per week, you'll always be able to get the answers you need, when you need them.

The best solution for your needs

We work with a variety of equipment manufacturers and service providers. That means that we can put together a combination of point-of-sale (POS) credit card terminals, software, and other services that best meet your needs.

Wide range of payment options

You'll be able to accept Visa, MasterCard, American Express, Discover, Diners/Carte Blanche, and debit cards. In addition, you can also get check guarantee or check verification services if you need them.